About Luindy
A stablecoin bank for the internet.
Half a trillion dollars a month moves in stablecoins, and most of the people moving it are using tools built for traders. Luindy is built for the rest: people who want to hold dollars, send them, earn on them and borrow against them without becoming an expert.
2
Stablecoins supported
USDC and USDT
1
Network
Solana
3
Products
Hold, lend, borrow
0
Tokens we plan to launch
Ever
What we believe
Six things we will not compromise on.
- 01
Stablecoins are money, so treat them like money.
Clear balances, clear fees, statements you can hand to an accountant. No token launches, no points, no gamification.
- 02
Fewer assets, better handled.
Two stablecoins on one network is not a limitation. It is the reason we can make everything else simple and safe.
- 03
Say the risk before the reward.
Every rate on this site sits next to what backs it. Every borrow page explains liquidation before it explains the upside.
- 04
Fixed beats variable for most people.
A rate you can plan around is worth more than a higher rate you cannot. We design for planning.
- 05
Design is a security feature.
Confusing interfaces cause wrong-network sends and missed liquidation warnings. Clarity is not decoration.
- 06
Earn trust slowly.
Audits before claims. Proof of reserves before slogans. We would rather grow at the pace of the evidence.
Why Solana
The rail that fits the job.
We looked for a network where both USDC and USDT are issued natively, where a transfer costs a fraction of a cent no matter the amount, where settlement is measured in milliseconds, and where reliability has been proven under real load for years. Solana was the only one that met all four.
Being single-network also lets us remove an entire category of user mistakes. There is no chain selector in Luindy. There is nothing to get wrong.
Roadmap
In the order that earns trust.
We ship the simplest product first, prove it, and add the next. Each stage is gated on audits and on the previous stage working boringly well.
Now
Wallet
Hold, send and receive USDC and USDT on Solana. Open to everyone.
Now
Lend
Fixed-term, fixed-rate positions from 30 to 365 days, with monthly payouts on longer terms.
Now
Borrow
Instant SOL loans against stablecoins, and reviewed stablecoin loans against assets you own or your project.
Next
Business accounts
Multi-user accounts, approvals, payroll in stablecoins, API access.
Get started
Open your stablecoin account.
It takes a few minutes. Free to hold, no minimum balance, and your wallet is ready as soon as you confirm a few details.