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Wallet · USDC & USDT on Solana

Dollars that move like messages.

A stablecoin wallet that does the three basics perfectly: receive, send and hold USDC and USDT on Solana. Settles in under a second, costs a fraction of a cent, works on Sunday.

What you can do

Receive, send, hold. That’s the whole job.

Free · any amount

Receive

One permanent Solana address for both USDC and USDT. Share it, or a QR code, and funds land in under a second. No SOL needed to receive: Luindy covers the account rent.

Free between Luindy accounts

Send

To another Luindy user by name, instantly and free. To any Solana address for the network fee alone, typically a fraction of a cent. Saved contacts, address checks and an optional delay on large sends.

No minimum · no monthly fee

Hold

Balances shown per coin, never silently converted. No monthly fee, no minimum, full statements and CSV export. Move any part of a balance into a fixed-rate lending position in two taps.

How a transfer works

From tap to settled in under a second.

What happens in the 400 milliseconds after you press Send.

  1. 01

    You choose a recipient

    A Luindy contact, a saved address or a pasted Solana address. Luindy checks the address format and warns if it is new to you.

  2. 02

    You approve, Luindy executes

    You confirm with your device unlock. Luindy builds and submits the transaction from your account's wallet, so you never deal with the blockchain directly.

  3. 03

    Solana confirms

    Validators confirm the transaction in roughly 0.4 seconds. Luindy shows it as Settled and the recipient's balance updates.

  4. 04

    It becomes final

    About 13 seconds later the transfer is finalised on-chain and cannot be reversed by anyone, including Luindy.

Network

Solana only. On purpose.

USDC and USDT exist on many blockchains. Luindy supports them on exactly one, Solana, where both are issued natively by Circle and Tether. That gives you the cheapest and fastest rail available and removes a whole class of wrong-network mistakes.

Why Solana, in detail

Fees

Almost nothing.

Full fee schedule
Wallet fees
Receive USDC or USDTFree
Send to another Luindy accountFree, instant
Send to any Solana addressNetwork fee only (~$0.0005)
Hold a balanceFree, no minimum
Account, statements, exportsFree

Wallet questions

Asked often.

How do I receive USDC or USDT?

Your Luindy account has a Solana address. Share it, or your QR code, with whoever is paying you. Send only USDC or USDT on the Solana network to that address. Funds usually arrive in under a second.

What does it cost to send stablecoins?

Sending to another Luindy user is free and instant. Sending to any other Solana address costs the Solana network fee only, typically a fraction of a cent. Luindy does not add a fee on top.

Can I send USDC from Ethereum or Tron to Luindy?

Not directly. Luindy is Solana-only. If you hold USDC or USDT on another network, use a reputable bridge or exchange to move it to Solana first. Sending tokens on the wrong network can result in permanent loss.

Is there a minimum balance?

No. You can hold any amount, including zero, with no monthly fee.

Get started

Your dollars, anywhere.

It takes a few minutes. Free to hold, no minimum balance, and your wallet is ready as soon as you confirm a few details.